Factors Evaluate 2022 – How A lot Can You Make?


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Factors is a perfect platform if you wish to place all of your loyalty packages in a single place. You may monitor your factors, redeem rewards, and in chosen packages, alternate factors, and miles to make use of with one other program. How a lot you may make relies on the factors you accumulate. On the subject of redeeming your factors, you will get no less than $25 price of present playing cards from standard shops, like Amazon.


  • Straightforward-to-use platform
  • Join in minutes
  • Muddle-free person interface
  • Reward card rewards from over 100 shops


  • Restricted loyalty packages
  • No cellular app

Leap to: Full Evaluate

Examine to Different Cashback Websites


Swagbucks logo

18 methods to earn cash – surveys, coupons, cashbacks + $5 join bonus

As much as 10% cashback from shops – Walmart, Amazon, Greatest Purchase, JCPenney

Most members can earn an additional $50 – $200 a month utilizing Swagbucks


BeFrugal logo

Get 25% bonus should you discover one other website with the next cashback fee

Over 5000 shops the place you will get cashback as much as 40% in your spending

5 other ways to get rewards and 6 other ways to money out your earnings


TopCashback logo

20 million members earn on common $345 money again a yr (4400 retailers)

Beneficiant cashback presents and offers – as much as 65% from a few of retailers

Get notifications of newest offers with cellular app or browser extension

How Does Factors Work?

Factors is a web based platform the place you may place all of your loyalty packages to simply monitor, alternate, and reward factors. It was launched in 2000 in Toronto, Canada, aiming to offer an progressive answer to handle and redeem loyalty currencies.  

Factors work fairly in contrast to your typical cashback web site. Though, equally, you’ll want to enroll first to begin utilizing its Loyalty Pockets.

From there, you may add loyalty packages you presently are a member of. Including a loyalty program requires you to register to your account on that platform by Factors Loyalty Pockets. Presently, Factors permit customers so as to add as much as practically 100 loyalty packages. 

After getting your loyalty program accounts listed in your Factors Loyalty Pockets, you may simply monitor your factors stability. Factors updates your factors and miles in real-time, so, as a substitute of opening a number of apps you may open Factors and test all these. 

Moreover, Factors permit you to redeem your factors and miles to present playing cards proper by the app. Once more, this completely skips the half the place it’s worthwhile to manually test every loyalty program’s web site or app to redeem your rewards. 

Lastly, Factors presents an progressive strategy to maximize your rewards by factors and miles. Utilizing this platform, you may alternate factors from one loyalty program to a different. 

This manner, you may nonetheless attain the minimal threshold to redeem rewards with out growing your buy prices. Simply be aware that not all loyalty packages help this characteristic, so that you would possibly encounter some factors or miles that aren’t exchangeable in any respect.

How A lot Cashback Can You Get With Factors?

How a lot you may earn with Factors relies on the loyalty packages you register on the platform. However to present an thought, you may rise up to 100% bonus miles in some airline loyalty packages.

As for redeeming rewards, packages have various charges. For instance, you’ll want round 10,687 miles from Hawaiian airways to get a $25 price of present card.

Nevertheless, you’ll want solely 7,125 Saga factors from Icelandair to get the identical quantity on a present card.

Factors Opinions: is Factors Legit?

Though Factors is a reliable platform to trace your factors and miles, there are restricted rankings and opinions yow will discover about it on-line. On Trustpilot, it has a 3.2 score from one person. It claims that Factors.com is just not processing its refund. 

Whereas this assessment talks of Factors.com, it does appear odd for the reason that platform doesn’t course of any purchases or funds. Much like this assessment, Factors.com obtained a 1.0 score from the Higher Enterprise Bureau. 

Based mostly on the shopper’s criticism, Factors was charging them more cash to purchase additional factors. However based mostly on Factors.com’s reply on this subject, the shopper must be addressing the issue with the airline they purchased the factors and tickets from.

So, total, there is likely to be no different issues and considerations that customers discover price reporting on trusted platforms, like BBB and Trustpilot. 

Who’s Factors Greatest for?

Factors is finest for savvy consumers as it could actually make it easier to get factors, redeem rewards, and obtain cashback. With Factors Loyalty Pockets, you may place all of your loyalty packages in a single place and conveniently test your factors. 

That is one other must-have should you’re seeking to get essentially the most out of your purchases. On high of procuring by high cashback websites, taking part in loyalty packages can enhance your cash’s price by cashback and financial savings. 

Lastly, the largest flex of Factors is its means to alternate factors and miles from one program to a different. 

Suppose you’re seeking to redeem an thrilling reward at one loyalty program however discovered you lack factors there. 

In that case, you may test if factors out of your different loyalty packages are exchangeable to that program. This completely prevents customers from having unused and expired factors. 

Factors Companion Shops

Factors companions with the next packages and shops:

Hawaiian Airways Advance Auto Elements Bathtub&Physique Works Chipotle
Melia Rewards Aeropostale Mattress Bathtub & Past Dairy Queen
IHG Rewards Amazon.com Greatest Purchase Domino’s Pizza
IcelandAir Applebee’s Boston Market Exxon
Trident Privilege Arby’s Burger King Hole
76 Fuel Station BP CVS Pharmacy Gulf
AMC Theaters Banana Republic Chevron JC Penney
Arco Barnes & Noble Chili’s Kohl’s
Lowe’s Outback Steakhouse Staples Subway
Macy’s Panera Bread Shell Goal
Previous Navy Papa John’s Starbuck’s Wayfair

Factors Options: What Does Factors Supply?

Factors and Miles Monitoring

By including loyalty packages to your Factors Loyalty Pockets, you may simply monitor them in real-time. Accessible factors and miles will present in your Factors Loyalty Pockets Dashboard. 

Moreover that, you can even get an summary of whether or not this system helps redemption, alternate, shopping for, and gifting by Factors. In such instances, you would possibly get redirected to this system’s official web site to finish your request. 

Rewards Redemption

You may redeem factors and miles to present playing cards from over 100 outlets and eating places. For this characteristic, be sure to’re logged in to your Factors account and navigate to Redeem. 

It’ll immediate you to pick out a program and when you do, you’ll see the listing of shops. 

Factors Change

To alternate factors or miles, you’ll want to pick out two packages out of your Loyalty Pockets. After that, you may view the Change Guidelines to understand how a lot the minimal threshold is. 

For instance, Hawaiian Airways requires no less than 5,000 HawaiianMiles to alternate. In the meantime, Speedy Rewards don’t have any minimal threshold to alternate factors.    

Factors Internet Platform

You may entry your Factors account by its internet platform. It’s accessible by the next internet browsers and gadgets:

  • Web Explorer 9 or larger
  • Safari
  • Chrome
  • Firefox
  • iPhone 4 or later fashions
  • Android Nexus 5

Is Factors Free?

Sure, it’s fully free to enroll and use Factors. You may redeem and monitor your factors at no cost. 

Nevertheless, exchanging factors throughout completely different packages are topic to alternate charges, that are sometimes not 1:1 worth. 

Factors Payout Phrases and Choices?

With Factors, you may redeem present playing cards so long as you have got ample factors or stability in your account. Whenever you redeem a present card, the platform asks for both your delivery handle or e mail handle. 

After initiating the redemption, it can take 5 to 7 enterprise days for the seller to course of your request. As soon as executed, you’ll obtain the present card by the common put up should you opted for the mail-in choice. 

For digital present playing cards, the retailer will ship them by e mail. It may sometimes take as much as 10 enterprise days to redeem and obtain the present playing cards. 

What Are the Factors Professionals & Cons?

Factors Professionals

  • Straightforward-to-use platform
  • Join in minutes
  • Muddle-free person interface
  • Supply present card rewards from over 100 shops

Factors Cons

  • Restricted loyalty packages
  • No cellular app

How Good is Factors Help?

Factors have a Assist and Help web page the place yow will discover solutions to essentially the most generally requested questions. Moreover, yow will discover there the hyperlink to contact their buyer help group.

Observe that buyer help sometimes replies inside 3 enterprise days. Additionally, it operates Monday to Friday, 9 AM to five PM ET. 

Factors Evaluate Verdict: is Factors Price It?

Factors is a perfect platform if you wish to place all of your loyalty packages in a single place. You may monitor your factors, redeem rewards, and in chosen packages, alternate factors, and miles to make use of with one other program. 

How a lot you may make relies on the factors you accumulate. On the subject of redeeming your factors, you will get no less than $25 price of present playing cards from standard shops, like Amazon and Goal. 

Moreover redeeming present playing cards, you can even get monetary savings in your travels utilizing factors and miles from a number of loyalty packages. In spite of everything, you may alternate factors from one and use them in one other program. Contemplating all these advantages, Factors stay free to make use of.  

How one can Signal Up With Factors?

To enroll with Factors, go to their web site and click on on the Signal-Up button subsequent to the Signal In button. Factors will ask on your e mail, first and final names, and most popular password. 

Be sure that to click on the Person Settlement and Privateness Coverage choice earlier than clicking on Join. Alternatively, you should use your Fb account to enroll in the platform. 

From the sign-up web page, Factors will verify you probably have a earlier account with them. If that’s the case, it can present you an choice to hyperlink that earlier account. In any other case, you may select the Get Began choice. 

When you get on the primary dashboard, you can begin including loyalty packages to your account. You may choose a number of from the listing and click on on Save. Factors will add these packages to your Loyalty Pockets. 

To begin monitoring, redeeming, and exchanging factors, you’ll must register to your Loyalty Program by Factors by clicking on Register.  

Websites Like Factors

Comparability Factors Swagbucks BeFrugal TopCashback
Saving potential $25 10% 40% 0.65
Variety of outlets 100+ 7,000+ 5,000+ 4,400+
Greatest for Journey bookings On-line procuring On-line procuring On-line procuring

Factors vs. Swagbucks

Swagbucks Abstract

  • 18 methods to earn cash and e-gift playing cards
  • $5 join bonus
  • As much as 10% cashback when procuring on-line
  • $1 minimal e-gift card withdrawal

In case you’re in search of some free present playing cards, Swagbucks is a good different to Factors. Each platforms depend on level programs, with Swagbucks utilizing the SB Factors. When you accumulate a sure quantity, you should use these factors to say present playing cards.

However in contrast to Factors, Swagbucks solely allows you to monitor and use its very personal loyalty forex. For that, you’ll want to put in a separate app in your gadget or keep in mind to test your account by their web site, which may be such a problem.  

Factors vs. BeFrugal

BeFrugal Abstract

  • Assured to have the very best cashback
  • Greater than 5000 shops to get cashback
  • Over 5 other ways to get rewards
  • 6 other ways to money out your earnings

Websites BeFrugal and Factors make it doable to get financial savings from in any other case pricey purchases. BeFrugal is a money-back web site the place you will get cashback on-line procuring. 

It principally caters to on-line retail shops, however there are additionally airways and journey bookings. This on-line rebate website even contains Hawaiian Airways, one of many loyalty packages you may add on Factors. It offers as much as 2.5% cashback while you ebook by BeFrugal. 

Factors vs. TopCashback

TopCashback Abstract

  • Get 100% of all of the money again you earn
  • No minimal threshold to money out
  • Earn money again at over 4400 companion shops
  • Earn as much as 25% money again and reductions

TopCashback is likely one of the locations that give cashback on your on-line purchases, much like BeFrugal. Factors won’t offer the identical cashback service however it’s much like TopCashback as each platforms cater to IHG Rewards Membership members.

Whenever you store at IHG Rewards Membership by TopCashback, you may rise up to 2% cashback on high of the factors you may redeem for present playing cards.

Different Websites Like Factors

Factors FAQs

What’s Factors?

Since its launch, the corporate’s income has grown to greater than $7.7 million yearly. Furthermore, it has received a number of awards, together with eighth place within the 2022 Checklist of Greatest WorkPlaces in Canada, from its former rating of tenth place in 2021. 

How lengthy does Factors alternate take? 

When exchanging factors or miles, you may count on it to finish in 3 to five enterprise days.

The place is Factors headquartered? 

Factors has its principal workplace in Toronto, Ontario, Canada. 

What airways are in Factors?

A number of the airways yow will discover on Factors are Alaska Airways, Hawaiian Airways, Icelandair, and JetBlue Airways. 

Does Factors.com settle for PayPal?

Presently, PayPal is just not included within the listing of rewards you may redeem. 

Is there a Factors cellular app?

No, there isn’t. Factors is simply obtainable by its web site, which you’ll entry on desktop or cellular gadget browsers.


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